Case Study
Corporate & Commercial Banks
A digital banking platform built to help businesses manage accounts, payments, approvals and daily financial operations.
- 9 MonthsDelivery Timeline
- 16 MembersProject Team
- 6 ModulesBusiness Banking
Project Overview
Corporate & Commercial Banks was developed for a private UAE banking operator serving businesses with more complex financial requirements than everyday personal banking. The platform brought business account access, payment initiation, beneficiary management, approval workflows, transaction history and cash management into one connected digital experience. Business users could manage financial activity through mobile and web interfaces, while authorised teams handled approvals and administrative tasks through controlled access. Techanic Infotech designed the platform around the way UAE companies manage multiple accounts, payment responsibilities and internal approvals. The focus was to reduce manual banking steps while giving businesses stronger visibility and control over daily financial operations.
Project Idea
The business idea was to provide companies with a digital banking channel that could handle routine financial operations without relying heavily on branch visits or manual communication. The platform was designed for organisations where several people may participate in payment preparation, review and approval.
Corporate banking becomes difficult when finance teams have to switch between separate tools for balances, payment preparation, approval requests and transaction records. Different roles also need different levels of access. A finance executive may prepare a payment, while another authorised person needs to review and approve it before processing.
Techanic Infotech connected these activities through shared account data, role based access and structured approval workflows. Business users could view accounts, create payment instructions, manage beneficiaries and review transaction activity, while authorised users could approve actions according to their assigned permissions.
The product principle centred on visibility, control and accountability. Business users needed accurate financial information, approvers needed enough context before confirming an action, and the bank needed a clear record of activity. The experience therefore kept important information visible while making each financial action easy to trace.
Challenges
The platform had to support different business users, from finance staff handling daily payments to senior employees responsible for approvals. A single company could have several users with different permissions, making access control an important part of the experience. Payment preparation and approval needed to remain understandable without exposing functions that were outside a user's assigned role.
Business account data also required careful organisation across multiple accounts, beneficiaries and transaction types. Companies may manage several payment relationships at once, while finance teams need to distinguish pending instructions from completed transactions. Techanic Infotech structured the account and transaction experience so users could review relevant information without navigating through unrelated banking functions.
Payment activity can also increase around payroll cycles, supplier payment dates and month end financial work. The platform needed responsive account views, transaction searches and approval flows during these periods. Clear status handling was particularly important because finance teams need to know whether an instruction is awaiting approval, being processed or already completed before taking another action.
Project Milestones We Achieved
| Milestone | Tasks | Timeline | Responsible |
|---|---|---|---|
| Project Discovery and Planning | Mapped business banking journeys, defined user roles, documented approval rules and prioritised core financial workflows | Month 1 | Business Analyst and Product Manager |
| UI/UX Design | Designed business account views, payment journeys, approval screens, beneficiary management and transaction history | Month 2 | UI UX Designer and Product Designer |
| Core Development | Built account services, payment workflows, role controls, approval logic, transaction modules and administration features | Month 3 to 5 | Flutter Developer and Backend Developer |
| Integrations and Testing | Connected banking services, notifications and security controls, then tested payment scenarios and permission workflows | Month 6 to 8 | QA Engineer and Integration Engineer |
| Launch and Optimization | Prepared production environments, supported business onboarding, monitored usage and refined high frequency financial workflows | Month 9 | Project Manager and DevOps Engineer |
Project Features
The platform was designed around the needs of finance teams that manage several financial tasks during the same working day. Each feature supports a specific banking responsibility while keeping access and approval controls clear.
Business Account Access
Business users can view account balances, account details and available financial information according to their assigned access permissions.
Payment Initiation
Authorised users can prepare payment instructions, enter beneficiary details, review amounts and submit transactions for the required approval process.
Approval Workflows
The platform routes payment instructions to authorised users so business transactions can be reviewed and approved according to defined roles.
Beneficiary Management
Business users can manage approved beneficiaries, review beneficiary information and maintain payment relationships through controlled banking workflows.
Transaction Monitoring
Finance teams can review transaction records, monitor payment states and search account activity to understand current and previous financial movements.
Cash Management
Business users can review account positions and related activity through organised views that support daily cash monitoring and financial planning.
Results
Techanic Infotech delivered a connected digital banking platform across Android, iOS and Web for businesses managing more structured financial operations. The product brought account access, payment preparation, approvals, beneficiary management and transaction monitoring into one environment.
The operational outcome was stronger control over business payment activity. Finance teams could prepare transactions while authorised users handled approvals through defined workflows. The bank also gained clearer visibility into business activity and user actions, making routine support and transaction review easier to manage.
Business customers received a more organised way to handle everyday financial tasks. Finance staff could access account information and prepare payments, while authorised decision makers could review and approve instructions without relying on separate communication channels for every transaction.
The platform provides a foundation for the bank to expand its digital business services across the UAE without rebuilding the core experience. Additional cash management tools, reporting capabilities, account services and payment workflows can be introduced within the existing architecture as business banking requirements grow.
Development Process
Explore
- UAE business banking needs
- Finance team behaviour
- Approval requirements
- Business account journeys
- Payment approval mapping
- Role access planning
Implement
- Clear account views
- Guided payment flows
- Approval focused screens
- Banking service layer
- Role based access
- Administration portal
Execute
- Payment scenario testing
- Permission checks
- Approval workflow testing
- Production readiness checks
- Business onboarding support
- Usage monitoring
Typography & colors
Plus Jakarta Sans
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Primary
#312E81
Secondary
#818CF8
Tertiary Color
#E0E7FF
Icons Color
#111827
Text Color
#ffffff
Background Color
#ffffff
App Visuals
Supplier payment
Gulf Supplies · AED 48,200Due
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Tech Stack
The technology stack was selected to support secure business account access, fast transaction searches, responsive approval workflows and a consistent mobile and web experience. Flutter powered the mobile applications, NestJS handled backend services, PostgreSQL stored structured banking data, Redis supported fast access to active sessions and frequently used information, and AWS provided the infrastructure for deployment, monitoring and controlled scaling.
- Flutter
- NestJS
- PostgreSQL
- Redis
- AWS
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